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House or Home?

11/10/2018 Posted by Sharon Sutton Moving from UK to IOM

Is your house a home? … or just a house?

Do you remember the day you moved into your new house? Hopefully it was a happy day and you’ve had a happy life living there. Sometimes however things change and your ‘home’ becomes just a ‘house’. This can be for a variety of reasons, both practical and bizarre. For example, imagine feral chickens and cockerels in the next-door field causing recurrent 3 AM wake ups! This becomes old fast. Or it could be your neighbour stood at the bottom of the drive shaking a stick at you for no apparent reason. It sounds far-fetched I know but those are 2 true stories, and not linked(!).

Equally for all sorts of more mundane reasons, like ‘the stairs are a potential deathtrap’ or ‘the garden is just too big now’, people have been known to fall out of love with their home so it becomes just a house and inadvertently you feel trapped because you don’t know how you’re going to transition and have a home again.

Sometimes just having a conversation with a trusted friend can help you see the bricks from the mortar or the wood from the trees. And it can be as simple as removing the cockerels or the neighbour moves!

Seriously though you might just need to think about moving to another house that has a better chance of becoming your home. These major decisions need serious financial and emotional consideration and taking into account all of the numbers. Answers to the potentially really expensive questions. That’s what we do.

No animals or poultry were harmed in the writing of this blog.

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About Sharon Sutton

Having founded Thornton in 2000, Sharon became the island’s first Chartered Financial Planner in 2009 and was UK President of the Personal Finance Society for the year 2017/18 having been first elected to the board in 2012. She was awarded the Chartered Insurance Institute's Award 'Building Public Trust in Life and Pensions in 2019 for her work in leading the PFS Financial Planners Practitioner panel (2017 to 2020).

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