These are available through both on and offshore insurance companies and investment fund houses. Offshore are those which are normally the offshore branch or subsidiary of a UK registered company ( i.e. the Isle of Man, Jersey, Guernsey, Dublin or Luxembourg). Underlying funds are thus more tax efficient in turn meaning an investors funds are protected from any tax liability on the growth of an investment. Whilst you may be liable to domestic taxes in your country of residence at liquidation, you can control the timing of taking such benefits, and consequently when to pay any tax which is potentially due Minimum monthly regular premium for most providers is £100 sterling equivalent. Available currencies for investment are GBP£, USD$, Euro, HK$, CHF.

This is a lump sum investment provided by an insurance company, which (for offshore) is normally an offshore branch or subsidiary of a UK registered company ( i.e. the Isle of Man, Jersey, Guernsey, Dublin or Luxembourg). Underlying funds are thus more tax efficient in turn meaning an investors funds are protected from any tax liability on the growth of an investment since the bond is a non-income producing asset. This 'wrapper' allows many different underlying investments to be held within a simplified administrative vehicle and managed by 3rd party fund managers if necessary, with ownership in personal, trust or company name.

Whilst you may be liable to domestic taxes in your country of residence at liquidation, you can control the timing of taking such benefits, and consequently when to pay the tax due.

Minimum lump sum initial investment for most providers is £10,000 sterling equivalent. Available currencies for investment are GBP£, USD$, Euro, HK$, CHF. Of course you may not require a life bond 'wrapper' and we will be please to advise on a range of investment solutions.

Provides a cash payment on the diagnosis of any one of a range of specified medical conditions such as Heart Attack, Stroke, Cancer, Kidney failure, Permanent Total Disability. It is available on either an individual or joint basis, maximum age variable between insurers.

Provides a regular income when the insured is unable to work due to long term sickness or disability. We are able to transact business with UK insurers for Isle of Man residents subject to evidence of good health, occupational risk and country of residence.

Temporary Assurance is the simplest form of life assurance, providing a cash sum on death during the selected term without any cash sum being payable upon surrender or maturity. These types of plans are often used as security for a loan and may be assigned to a lender.

Whole of Life Assurance can provide life cover for the whole of life. These plans can be flexible as to the sum assured, premium paid, with different investment levels being available, which effects the overall cost. Regular reviews by the provider will ensure the premium level is sufficient to provide the required amount of cover and may result in premiums having to be increased or cover reduced.

Medical attention and treatment costs can be paid for through private plans. Different levels of cover can be arranged from in-patient treatment to levels of out - patient care and dental expenses.