Critical Illness Cover

Normally, most of us arrange life assurance to provide for our families if the worst happens, or to cover a mortgage or other substantial loans. Invariably, we neglect the far-reaching impact of suffering a critical illness and being unable to work after a recovery. There are many medical conditions and illnesses that, although not fatal, have a serious impact on both our lifestyles and crucially, our ability to earn a living.

And that is where critical illness cover can help.

How it Works

Heart disease, stroke and cancer are common in the UK, and fortunately advances in medical science mean that more people survive these serious illnesses every year.

Conditions that were once often fatal can now be treated, if not actually cured, and the victim may well live on for decades afterwards but be unable to resume their employment.

For these reasons more and more people are arranging critical illness protection, either alongside or as an alternative to a life assurance policy.

We can help advise you on the level of protection you need and the time scale to suit your individual circumstances.